407 4th
Bakersfield, CA, 93304
$265,000
MLS: SR25280846
Beds
3
Baths
1
Sq Ft
1,130
Lot
0.13 ac
Year Built
1949
MLS #
SR25280846
Days on Market
100
Listed
Dec 27, 2025
Description
BACK ON MARKET! FHA READY + HUGE Price Improvement! Welcome to 407 4th St in 93304 Bakersfield, where comfort, flexibility, and opportunity come together. This beautifully renovated 3 bedroom, 1 bathroom home offers approximately 1,130 square feet of refreshed living space on a nearly 6,000 square foot lot with valuable alley access. Whether you are a first time buyer, growing family, or investor, this property checks boxes that are hard to find in Southwest Bakersfield. Step inside to a bright and inviting open layout designed for everyday living and easy entertaining. The updated kitchen serves as the heart of the home, featuring quartz countertops, modern cabinetry, stainless steel appliances, and seamless flow into the dining and living areas. Natural light fills the space, while fresh paint, updated flooring, and thoughtful finishes create a clean, contemporary feel that is truly move in ready. Three well sized bedrooms provide flexibility for family, guests, or a dedicated home office. The remodeled bathroom adds to the modern appeal, and updated lighting and fixtures throughout enhance both comfort and style. Outside, the spacious front and back yards offer room to gather, garden, play, or simply relax. The alley access adds long term potential for parking flexibility, storage, or future possibilities that buyers in 93304 appreciate. Large lots like this, especially with alley access, are increasingly difficult to find. Centrally located near schools, shopping, Valley Plaza, Ming Avenue, and convenient access to Highway 99, this home blends neighborhood comfort with everyday convenience. For families, it offers space to grow. For investors, it offers a rental ready property in a strong Bakersfield market. For first time buyers, it offers a fully renovated home without the renovation stress. Price to sell! This is an opportunity worth seeing in person. Buyer to verify all information, including square footage, lot size, and property details. Some photos may be virtually staged and enhanced for marketing purposes.
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Tanya Mcdonald · Epique Realty
Payment estimate
$2,141
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,500 · Loan: $238,500
- Principal & Interest
- $1,465
- Property tax (1.25%)
- $276
- Homeowners insurance
- $300
- Mortgage insurance
- $99
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93304 (Bakersfield) within ±10% of this home's price and size.
Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.