ActiveSingleFamilyResidence

508 El Prado

Bakersfield, CA, 93304

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$254,800

MLS: NS26086723

Beds

2

Baths

1

Sq Ft

992

Lot

0.15 ac

Year Built

1940

MLS #

NS26086723

Days on Market

0

Listed

Apr 21, 2026

Description

Welcome to 508 El Prado Dr, a home with important updates already done. The property features a newer roof, newer central A/C and heating, and newer windows, helping keep the home comfortable year-round. Inside, you'll find a practical layout with indoor laundry and good natural light. The separate garage adds extra flexibility and potential for future use. Conveniently located near schools, shopping, and main roads, this home is easy to see and easy to appreciate.

Location

Bakersfield, Kern County, CA 93304

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Listed by: Ernesto Osuna · D Best Realty Inc

Payment estimate

$2,070

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $25,480 · Loan: $229,320

%
Principal & Interest
$1,409
Property tax (1.25%)
$265
Homeowners insurance
$300
Mortgage insurance
$96
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $8,918 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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