407 Belair Walk
Ventura, CA, 93004
$985,000
MLS: OC26051185
Beds
4
Baths
3
Sq Ft
2,464
Lot
0.07 ac
Year Built
2026
MLS #
OC26051185
Days on Market
1
Listed
Mar 9, 2026
Description
Great opportunity to own a brand new home withing minutes to the beach! Our 2-level single family residence is a 4 bedoom with one bedroom and bath on the main floor. Loft area upstairs plus another open flex space. Open concept floor plan with upgraded quartz countertops and designer backsplash at kitchen. Kitchen island with breakfast bar. Beautiful primary bedroom suite with walk-in closet. Upstairs laundry. KitchenAid built-in appliances including refrigerator. Amenities include a community pool, spa and recreation center. HOA fees starting around $165 and going down to around $105 at build-out. Home is ready for move-in.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Cesi Pagano · Keller Williams Realty
Payment estimate
$7,142
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,500 · Loan: $886,500
- Principal & Interest
- $5,447
- Property tax (1.25%)
- $1,026
- Homeowners insurance
- $300
- Mortgage insurance
- $369
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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