407 Belair Walk
Ventura, CA, 93004
$985,000
MLS: OC26051185
Beds
4
Baths
3
Sq Ft
2,464
Lot
0.07 ac
Year Built
2026
MLS #
OC26051185
Days on Market
99
Listed
Mar 9, 2026
Description
Great opportunity to own a brand new home withing minutes to the beach! Our 2-level single family residence is a 4 bedoom with one bedroom and bath on the main floor. Loft area upstairs plus another open flex space. Open concept floor plan with upgraded quartz countertops and designer backsplash at kitchen. Kitchen island with breakfast bar. Beautiful primary bedroom suite with walk-in closet. Upstairs laundry. KitchenAid built-in appliances including refrigerator. Amenities include a community pool, spa and recreation center. HOA fees starting around $165 and going down to around $105 at build-out. Home is ready for move-in.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Cesi Pagano · Keller Williams Realty
Payment estimate
$7,415
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $98,500 · Loan: $886,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,615
- Property tax (1.25%)
- $1,026
- Homeowners insurance
- $300
- Mortgage insurance
- $369
- HOA dues
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93004 (Ventura)within ±10% of this home's price and size.
Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.