407 E Street
Taft, CA, 93268
$234,900
MLS: SR26079124
Beds
3
Baths
4
Sq Ft
1,441
Lot
0.12 ac
Year Built
1925
MLS #
SR26079124
Days on Market
1
Listed
Apr 13, 2026
Description
Great opportunity for investors or multi-generational living! This versatile property features a front home with 3 bedrooms and 1.75 baths, offering a functional floor plan, spacious living area, and abundant natural light. The rear structure includes 2 bonus rooms and 1 full bath, providing flexible space for extended family, guests, home office, or creative use (buyer to verify permitted uses). Situated on a generously sized, gated lot with private yard space, additional storage potential, and room to expand. With a little TLC, this property offers excellent value-add potential and long-term upside. Conveniently located near schools, shopping, dining, and easy freeway access. Don’t miss this unique opportunity with endless possibilities!
Location
Taft, Kern County, CA 93268
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Payment estimate
$1,932
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,490 · Loan: $211,410
- Principal & Interest
- $1,299
- Property tax (1.25%)
- $245
- Homeowners insurance
- $300
- Mortgage insurance
- $88
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Taft home with as little as 3.5% down using an FHA loan — roughly $8,222 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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