40944 Seneca Trail
Big Bear Lake, CA, 92315
$1,150,000
MLS: PW24185318
Beds
4
Baths
3
Sq Ft
2,936
Lot
0.21 ac
Year Built
2015
MLS #
PW24185318
Days on Market
553
Listed
Sep 6, 2024
Description
Gorgeous custom-built home just steps from Big Bear Lake Village, featuring exclusive lake access with your own private dock at Pleasure Point Marina. Nestled in an upscale neighborhood, this fully furnished 2-story well-maintained home features 4 bedrooms and 3 full baths, designed with a reverse floor plan to maximize stunning views. Enjoy multiple decks with mountain, trees and peek-a-boo lake views, plus a beautifully landscaped yard space with covered patio, fire pit and fenced backyard…perfect outdoor entertaining! The light-filled living room boasts vaulted ceilings and an open floor plan with custom mountain features giving you all those Big Bear vibes! The upper level includes the primary suite, two additional bedrooms, and a full bath. The lower level offers a family room with wet bar, an additional bedroom, a full bath, and easy access to the backyard space and garage. Set in an excellent neighborhood on a level street with ample parking, walking distance to restaurants, shopping, events, parks and marina, this home has all that you’re looking for in your mountain dream home!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Tyler Wood · RE/MAX BIG BEAR
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake) within ±10% of this home's price and size.
$1,049,000
826 Pine Meadow Court
Big Bear, 92315
$1,095,000
42333 Eagle Ridge
Big Bear Lake, 92315
$1,099,000
43629 Bow Canyon Drive
Big Bear Lake, 92315
$1,139,000
39900 Forest Road
Big Bear Lake, 92315
$1,150,000
41940 Centre Court
Big Bear Lake, 92315
$1,150,000
40944 Seneca Trail
Big Bear, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.