40944 Seneca Trail
Big Bear, CA, 92315
$1,150,000
MLS: 219143444DA
Beds
4
Baths
3
Sq Ft
2,936
Lot
0.21 ac
Year Built
2015
MLS #
219143444DA
Days on Market
40
Listed
Feb 18, 2026
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Heather Blackard · RE/MAX Big Bear
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear) within ±10% of this home's price and size.
$1,049,000
826 Pine Meadow Court
Big Bear, 92315
$1,095,000
42333 Eagle Ridge
Big Bear Lake, 92315
$1,099,000
43629 Bow Canyon Drive
Big Bear Lake, 92315
$1,139,000
39900 Forest Road
Big Bear Lake, 92315
$1,150,000
40944 Seneca Trail
Big Bear Lake, 92315
$1,150,000
305 Starlight Circle
Big Bear Lake, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.