4102 Sierra Redwood
Bakersfield, CA, 93313
$420,500
MLS: OC25248716
Beds
4
Baths
2
Sq Ft
2,022
Lot
0.18 ac
Year Built
2003
MLS #
OC25248716
Days on Market
1
Listed
Oct 28, 2025
Description
Welcome home to this charming Southwest gem! Featuring 4 spacious bedrooms and 2 full bathrooms, this beautiful property offers comfort, style, and room to grow. Don't miss your chance to make it yours!
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Michael McCracken · Michael McCracken, Broker
Payment estimate
$3,221
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,050 · Loan: $378,450
- Principal & Interest
- $2,325
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,718 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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