$409,000
Original list price: $419,000
MLS: OC26108522
Beds
4
Baths
2
Sq Ft
1,813
Lot
0.16 ac
Year Built
1995
MLS #
OC26108522
Days on Market
66
Listed
May 28, 2026
Description
Back on the market at NO fault to sellers. Welcome to this charming Stonecreek 4-bed, 2-bath home with a 2-car garage, situated in the highly desirable SW Bakersfield area. Step inside to discover a spacious formal living room highlighted by a cozy fireplace, creating the perfect setting for relaxing evenings or entertaining family and friends. The bright and inviting kitchen features ample cabinet space, a convenient breakfast nook & an adjacent indoor laundry room designed for everyday functionality. Enjoy outdoor living in the generously sized backyard, complete with a covered patio ideal for weekend BBQs, family gatherings, or simply unwinding in the shade. This well-maintained home offers the perfect blend of comfort, space, and convenience, with shopping, dining, schools, and everyday amenities just minutes away. Don't miss out on this one.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Cecilia Clark · Emerge Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,247
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,368
- Property tax (1.25%)
- $426
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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