PendingSingle Family Residence

4103 W Ave J 3

Lancaster, CA, 93536

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$610,000

MLS: 26002545

Beds

5

Baths

3

Sq Ft

3,064

Lot

0.21 ac

Year Built

2004

MLS #

26002545

Days on Market

27

Listed

Mar 28, 2026

Description

Beautiful West Lancaster cul-de-sac home featuring a private pool and a functional floor plan designed for comfortable living. This spacious property offers a full bedroom and bathroom downstairs--ideal for guests or multi-generational living--along with a 3-car garage providing ample storage and parking. Equipped with solar for added energy efficiency and long-term savings. Located in a desirable neighborhood, this home offers the perfect blend of comfort, space, and lifestyle.

Location

Lancaster, Los Angeles County, CA 93536

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Listed by: Rebecca Loa · Luxury Collective

Payment estimate

$4,537

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $549,000

%
Principal & Interest
$3,373
Property tax (1.25%)
$635
Homeowners insurance
$300
Mortgage insurance
$229
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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