4112 Saddle Drive
Palmdale, CA, 93551
$852,990
MLS: OC26110819
Beds
4
Baths
4
Sq Ft
3,165
Lot
0.40 ac
Year Built
2026
MLS #
OC26110819
Days on Market
7
Listed
May 21, 2026
Description
Lot 7 - New construction, two stories. This is a new community in Palmdale. This home features 4 bedrooms and direct access two car garage. Home features recessed LED lighting, solar panel system and more. Photos are of the model home for reference and not the actual home for sale. [Saddlewood at Joshua Ranch][Plan 3]
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Luis Orellana · City Ventures Construction, Inc.
Payment estimate
$6,376
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,299 · Loan: $767,691
- Principal & Interest
- $4,867
- Property tax (1.25%)
- $889
- Homeowners insurance
- $300
- Mortgage insurance
- $320
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $29,855 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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