4191 N F Street
San Bernardino, CA, 92407
$450,000
MLS: IG26120655
Beds
2
Baths
1
Sq Ft
756
Lot
0.45 ac
Year Built
1948
MLS #
IG26120655
Days on Market
11
Listed
Jun 4, 2026
Description
Welcome to a rare opportunity to own a beautifully updated home on nearly half an acre with incredible ADU and expansion potential. This charming 2-bedroom, 1-bath residence combines modern upgrades with a spacious lot that offers endless possibilities for homeowners and investors alike. Inside, you’ll find a bright and inviting interior featuring updated flooring, neutral finishes, and a remodeled kitchen complete with quartz countertops, stylish gray cabinetry, stainless steel appliances, and ample storage. The updated bathroom adds a fresh, contemporary touch, while the functional floor plan creates a comfortable space for everyday living. The true standout feature is the expansive, fully fenced lot. With nearly half an acre of usable land, there is ample room for a future ADU, guest house, workshop, RV parking, additional structures, or a custom backyard retreat. Mature trees provide shade and privacy, creating a peaceful outdoor setting rarely found in this area. Additional highlights include a detached garage, covered patio, extended driveway, and plenty of space for entertaining, gardening, or future improvements. Conveniently located near schools, shopping, dining, and California State University, San Bernardino, this property offers both immediate comfort and long-term potential. Whether you’re searching for your first home, an investment opportunity, or a property with room to grow, 4191 N F Street delivers the space, flexibility, and possibilities you’ve been looking for.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Alisha Dugger · Fiv Realty Co.
Payment estimate
$3,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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