ActiveSingleFamilyResidence

4517 Acacia

San Bernardino, CA, 92407

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$434,900

MLS: IG26103883

Beds

2

Baths

1

Sq Ft

828

Lot

0.19 ac

Year Built

1947

MLS #

IG26103883

Days on Market

15

Listed

May 14, 2026

Description

Back on the market. Here’s your second chance! Roll up your sleeves and bring the elbow grease with your DIY vision. The first thing you will notice is that there is a circular driveway and two additional driveways, one on each side of the home. Plenty of parking for cars or your RV. This two bedroom, one bath home has a cozy breakfast area in the kitchen. One of the bedrooms has a stepped down unpermitted addition attached to it for a little extra space. The other bedroom has a door that has direct access to the back yard. There is a generous sized back yard just waiting for your design ideas to make it your own. The one-car garage has been converted to a living space to include a bedroom, bathroom and kitchen area. It has a wall AC unit. It has a dedicated water heater but all utilities are shared with the main house. Great income potential. It is also unpermitted. Attached to the garage is an area for the washer and dryer which will be included. The back yard has a fence to separate the yard behind the garage to give potential tenants some private space. The main house has central air and heat. There is also a leased solar system. This property has great potential with a little vision. Don’t pass it up!

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Becky Padilla · Berkshire Hathaway Homeservices California Realty

Payment estimate

$3,395

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,490 · Loan: $391,410

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,479
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,222 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.