420 N 12th
Santa Paula, CA, 93060
$1,150,000
Original list price: $1,350,000
MLS: SR26131419
Beds
6
Baths
6
Sq Ft
2,591
Lot
0.19 ac
Year Built
2025
MLS #
SR26131419
Days on Market
61
Listed
Jun 19, 2026
Description
Exceptional income-producing and multi-generational living opportunity! Live in one home and rent the other. Why to pay HOA? when you can own a newly constructed 2025 HOME 422 N. 12th Street the property offers approximately 1,558 sq. ft. including a porch at the entrance, 4 bedrooms, 3.5 bathrooms, features 1 bedroom with bathroom downstairs for privacy, an upstairs laundry area, master bedroom with a walking closet, extended garage, and thoughtful modern finishes throughout. The property also features RV access with an automatic gate access from the alley , providing added convenience and functionality. The original home was beautifully remodeled and converted into a ADU 420 N. 12th Street and add sqft now features a 1033 sq ft. 2 bedrooms, 2 bath, a brand-new kitchen, a porch at the entrance and a 484 sqft. new 2-car garage completely gated. Ideal for owner-occupants seeking rental income, multi-generational households, or investors looking for strong cash-flow potential. A rare opportunity to own two well-appointed homes on one property with endless possibilities. Both units have separate gas and electric meter, water softer is been installed. Seller wants to do a rent back for 12 month at 2,600.00 per month on the 420 N 12 th. - ADU
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Waldina Palacios · WP Real Estate and Home Loans
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,574
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,644
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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