4205 Palisades Circle
Bakersfield, CA, 93308
$589,000
MLS: NS26122278
Beds
3
Baths
4
Sq Ft
2,680
Lot
0.29 ac
Year Built
1998
MLS #
NS26122278
Days on Market
11
Listed
Jun 5, 2026
Description
4205 Palisades Circle — Where "Home Sweet Home" Meets "Heck Yes, We'll Take It!" Tucked behind the gates of The Palisades, this spotless 3-bedroom, 2,680 sq ft charmer is ready to make the neighbors jealous (sorry, not sorry!). Enjoy a smart floor plan with TWO living spaces, a formal living room AND a cozy den plus an elegant formal dining room just begging to host your next dinner party. Bathroom lovers, rejoice: 2 full + 2 half-baths, including one leading to the backyard and 3-car garage so no muddy guests tromping through during the BBQ. You're welcome! Recent upgrades mean peace of mind: one A/C unit was recently replaced, and the entire attic insulation was removed and new top of the line re-blown for max efficiency and comfort. Bonus perks? A gated community, lush greenbelt, and sparkling community pool, your private oasis, minus the lawn-mowing. Immaculately clean and totally move-in ready. Come see it before someone with great taste beats you to it!
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Ken Austin · Keller Williams Realty Kern
Payment estimate
$4,722
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $58,900 · Loan: $530,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,358
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
- HOA dues
- $230
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.