42063 Village 42
Camarillo, CA, 93012
$599,000
MLS: V1-35345
Beds
2
Baths
2
Sq Ft
951
Lot
0.02 ac
Year Built
1982
MLS #
V1-35345
Days on Market
1
Listed
Mar 23, 2026
Description
Welcome to this freshly painted Brentwood model, a 2-bedroom, 2-bath home nestled within Leisure Village's 55+ community, offering a wonderful blend of comfort, convenience, and opportunity. With an assumable loan at an incredibly favorable interest rate under 3% for a qualified buyer, this property stands out as a rare and valuable find in today's market. Step inside to a light and inviting interior, where the spacious primary suite serves as a peaceful retreat, complete with its own private bathroom and relaxing soaking tub. Large mirrored closets add both elegance and generous storage. The secondary bedroom and full bath provide flexibility for guests, hobbies, or a home office. The kitchen is designed for everyday ease, featuring a dual sink, abundant cabinetry, and a cozy layout that opens seamlessly to an enclosed patio through sliding glass doors--perfect for morning coffee or unwinding at the end of the day. Additional highlights include an attached 1-car garage with the option for added storage, making organization simple and practical. Enjoy the lifestyle that comes with living in one of Camarillo's premier 55+ communities, where comfort, community, and convenience come together. This is a special opportunity you won't want to miss.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Anne Valencia · RE/MAX Gold Coast REALTORS
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Camarillo property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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