ActiveSingleFamilyResidence

42063 Village 42

Camarillo, CA, 93012

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$599,000

MLS: V1-35345

Beds

2

Baths

2

Sq Ft

951

Lot

0.02 ac

Year Built

1982

MLS #

V1-35345

Days on Market

1

Listed

Mar 23, 2026

Description

Welcome to this freshly painted Brentwood model, a 2-bedroom, 2-bath home nestled within Leisure Village's 55+ community, offering a wonderful blend of comfort, convenience, and opportunity. With an assumable loan at an incredibly favorable interest rate under 3% for a qualified buyer, this property stands out as a rare and valuable find in today's market. Step inside to a light and inviting interior, where the spacious primary suite serves as a peaceful retreat, complete with its own private bathroom and relaxing soaking tub. Large mirrored closets add both elegance and generous storage. The secondary bedroom and full bath provide flexibility for guests, hobbies, or a home office. The kitchen is designed for everyday ease, featuring a dual sink, abundant cabinetry, and a cozy layout that opens seamlessly to an enclosed patio through sliding glass doors--perfect for morning coffee or unwinding at the end of the day. Additional highlights include an attached 1-car garage with the option for added storage, making organization simple and practical. Enjoy the lifestyle that comes with living in one of Camarillo's premier 55+ communities, where comfort, community, and convenience come together. This is a special opportunity you won't want to miss.

Location

Camarillo, Ventura County, CA 93012

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Listed by: Anne Valencia · RE/MAX Gold Coast REALTORS

Payment estimate

$4,461

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100

%
Principal & Interest
$3,312
Property tax (1.25%)
$624
Homeowners insurance
$300
Mortgage insurance
$225
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Camarillo property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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