4243 W 176th Street
Torrance, CA, 90504
$1,350,000
MLS: SB26066118
Beds
4
Baths
4
Sq Ft
2,022
Lot
0.12 ac
Year Built
1952
MLS #
SB26066118
Days on Market
13
Listed
Apr 1, 2026
Description
Welcome to 4243 W 176th, a charming 4-bedroom, 3-bathroom home offering 2,022 sqft of living space on a 5,242 sqft lot. Downstairs features 2 bed 1 and a half bath, while the remaining 2 bedrooms and 2 bathrooms are upstairs. One of the bedrooms upstairs is the primary bedroom with an ensuite bathroom. The spacious kitchen is a true highlight, featuring an island and ample counter space, perfect for both cooking and entertaining. An attached 2-car garage provides convenient access to the laundry area. Step outside to a private backyard oasis, ideal for gatherings, with a paved patio area, built-in grill, and a mix of grass and landscaping along the perimeter. The yard is beautifully enclosed by trees along the sides, ensuring privacy and tranquility. This home is a perfect blend of comfort, style, and outdoor enjoyment!
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Bill Ruane · Estate Properties
Payment estimate
$9,678
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $135,000 · Loan: $1,215,000
- Principal & Interest
- $7,465
- Property tax (1.25%)
- $1,406
- Homeowners insurance
- $300
- Mortgage insurance
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $47,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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