425 Banner Avenue
Ventura, CA, 93004
$929,000
MLS: V1-35633
Beds
3
Baths
2
Sq Ft
1,827
Lot
0.18 ac
Year Built
1959
MLS #
V1-35633
Days on Market
11
Listed
Apr 7, 2026
Description
Opportunity awaits on Banner Avenue in Ventura. This thoughtfully updated three-bedroom, two-bathroom home offers approximately 1,827 square feet of living space, making it one of the larger single-story residences in the neighborhood. Ideally located near schools, parks, and shopping, the property is well-suited for comfortable everyday living and growing households.Blending classic ranch-style charm with a modern, on-trend aesthetic, the home features warm wood accents, clean lines, and an inviting, open-concept layout. The fully remodeled kitchen serves as the centerpiece of the home, showcasing painted cabinetry, sleek countertops, and designer lighting that adds both function and visual impact. Stylish custom light fixtures continue throughout the main living areas, complementing the exposed wood beam ceilings and creating a cohesive, elevated design.The home has undergone a series of quality upgrades, including a new septic system (2015), full plumbing replacement with PEX water supply and PVC drain lines (2017), and remodeled bedrooms and bathrooms (2017). A new roof was installed in 2018, followed by the complete renovation of the kitchen, dining, and family rooms in 2019. Exterior improvements include fresh paint in 2022, enhancing overall curb appeal.Most recently, the garage has been fully insulated and finished (2024), featuring a new insulated garage door and opener, recessed lighting, and a heating vent, offering flexible space for parking, storage, or a potential workspace or gym.The property showcases strong curb appeal with a spacious front yard, while the backyard is designed for entertaining with landscaped lawns and mature fruit trees, ideal for gatherings or quiet outdoor enjoyment.A well-appointed, move-in-ready home that effortlessly combines ranch character with modern style, this is a standout opportunity in Ventura.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Samuel Dunbar · The Dunbar Group
Payment estimate
$6,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,900 · Loan: $836,100
- Principal & Interest
- $5,137
- Property tax (1.25%)
- $968
- Homeowners insurance
- $300
- Mortgage insurance
- $348
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $32,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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