ActiveTownhouse

8240 Silver Circle

Ventura, CA, 93004

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$859,000

MLS: V1-35194

Beds

3

Baths

3

Sq Ft

1,759

Lot

0.07 ac

Year Built

2007

MLS #

V1-35194

Days on Market

27

Listed

Mar 19, 2026

Description

Offered for the first time since its 2007 construction, 8240 Silver Circle showcases a thoughtfully maintained residence ideally positioned alongside a neighborhood park. Enjoy direct access to open green space complete with a picnic area, playground, fountain, and expansive lawn--an ideal extension of your outdoor living.A generous front porch creates a warm and inviting entry, while the interior is refreshed with new paint throughout, offering a clean and move-in-ready feel. The home also features valuable upgrades including a tankless water heater, water softener, and a 220-volt hookup in the garage.The backyard is equally impressive, highlighted by custom concrete work that enhances both functionality and style--perfect for outdoor entertaining with a built in grill, fire pit, and seating area.Attached on one side, this property strikes a balance between ease of living, low maintenance, and access to outdoor amenities, all within a well-established Ventura neighborhood.

Location

Ventura, Ventura County, CA 93004

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Listed by: Jessica Judd · LIV Sotheby's International

Payment estimate

$6,267

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100

%
Principal & Interest
$4,750
Property tax (1.25%)
$895
Homeowners insurance
$300
Mortgage insurance
$322
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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