4252 Harbour Island Lane
Oxnard, CA, 93035
$1,675,000
Original list price: $1,750,000
MLS: V1-37132
Beds
2
Baths
3
Sq Ft
2,663
Lot
—
Year Built
1988
MLS #
V1-37132
Days on Market
30
Listed
Jul 7, 2026
Description
Experience elevated waterfront living at 4252 Harbour Island Lane, a rare opportunity within the exclusive gated Harbour Island community. One of only eight penthouse residences in the community, this exceptional home offers a unique combination of privacy, sophistication, and panoramic harbor living.Situated along Oxnard's scenic main channel, the residence features the added convenience of a Private Elevator providing direct access to the home. As an added benefit, the HOA covers the maintenance of the elevator, offering peace of mind and low-maintenance ownership.One of the home's most desirable features is its expansive south/west-facing balcony overlooking the main canal. This premium orientation captures abundant sunlight throughout the day while providing front row views of the harbor and unforgettable coastal sunsets.Designed for both everyday living and entertaining, the spacious floor plan offers generous living areas, large windows, and seamless indoor and outdoor flow. The bright interiors showcase the beauty of the waterfront setting while creating a warm and inviting atmosphere throughout.Residents enjoy access to a collection of resort-inspired amenities, including a pool, spa, clubhouse, and beautifully maintained grounds, all within a private gated environment. Nearby marina access, waterfront walking paths, dining, shopping, fitness centers, and local beaches further enhance the lifestyle offered by this remarkable location.Combining the exclusivity of one of eight penthouse residences, the convenience of a private elevator, abundant natural light, stunning main channel views, and premier harbor front location, 4252 Harbour Island Lane presents an exceptional opportunity to enjoy refined waterfront living in one of Oxnard's most desirable communities.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: David Orozco Acevez · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$14,131
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $167,500 · Loan: $1,507,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,718
- Property tax (1.25%)
- $1,745
- Homeowners insurance
- $300
- Mortgage insurance
- $628
- HOA dues
- $1,741
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $58,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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