ActiveSingleFamilyResidence

4253 Pancho Road

Camarillo, CA, 93012

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$1,225,000

MLS: V1-33936

Beds

5

Baths

4

Sq Ft

2,814

Lot

0.18 ac

Year Built

1980

MLS #

V1-33936

Days on Market

105

Listed

Jan 5, 2026

Description

One of the largest homes in the highly sought-after Woodside Greens neighborhood! This beautifully updated property features 3 fully renovated bathrooms with spa-like finishes, including rain showers, bidets, and a jetted tub in the primary suite. The upgraded kitchen offers new stainless-steel appliances, modern lighting, and a sleek, refreshed design.The multi-level layout creates natural separation for living, entertaining, and working from home--adding both function and flow. Recent improvements include new paint inside and out, updated flooring, recessed lighting, ceiling fans, new doors, and removal of popcorn ceilings. Major upgrades feature an energy-efficient heat pump system, new water heater, garage door openers, and a serviced water filtration system.A downstairs bedroom with its own entrance, full bath, and washer/dryer hookups offers flexibility for guests, extended family, or rental potential. The backyard showcases a variety of mature fruit trees, and best of all--NO HOA!

Location

Camarillo, Ventura County, CA 93012

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Listed by: Jonathan Claudio · JohnHart Real Estate

Payment estimate

$8,809

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $122,500 · Loan: $1,102,500

%
Principal & Interest
$6,774
Property tax (1.25%)
$1,276
Homeowners insurance
$300
Mortgage insurance
$459
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $42,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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