42550 Bear Loop
Big Bear City, CA, 92314
$975,000
MLS: IG26018086
Beds
4
Baths
4
Sq Ft
2,628
Lot
0.17 ac
Year Built
2005
MLS #
IG26018086
Days on Market
41
Listed
Jan 29, 2026
Description
Custom log-style mountain home on Bear Loop with sweeping views of Baker’s Pond, the ski slopes, and Sugarloaf Mountain. This 4-bedroom, 4-bath residence features two true primary suites—one on each level—ideal for hosting, multi-generational living, or STR flexibility. The lodge-inspired living room showcases vaulted ceilings, a dramatic two-story rock fireplace, and an open catwalk loft, all framed by oversized windows and rich log and stone accents that deliver a true mountain feel. The open kitchen offers custom cabinetry, expansive granite countertops, and newer stainless steel appliances, flowing seamlessly into a spacious game room and dining area. Upstairs, the primary suite includes a walk-in closet, private balcony, and a spa-style bath with travertine finishes and soaking tub. Every bedroom features its own accent wall, adding warmth and character throughout. Dual forced-air heating zones serve both upper and lower levels for year-round comfort. Multiple decks invite you outdoors to take in the views, unwind in the new spa, and enjoy mountain living at its best. Located in a neighborhood with underground utilities and pride of ownership throughout. Minutes to everywhere you'd want to be in Big Bear!
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$7,073
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,500 · Loan: $877,500
- Principal & Interest
- $5,392
- Property tax (1.25%)
- $1,016
- Homeowners insurance
- $300
- Mortgage insurance
- $366
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $34,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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