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ActiveSingleFamilyResidence

42557 La Cerena

Big Bear Lake, CA, 92315

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$494,900

Original list price: $539,000

MLS: OC25248522

Beds

3

Baths

2

Sq Ft

1,520

Lot

0.17 ac

Year Built

1994

MLS #

OC25248522

Days on Market

268

Listed

Oct 27, 2025

Description

PRICE REDUCTION! SELLER IS READY & OPEN! RARE OVER-SIZED LOT in Lower Moonridge. Most homes in Moonridge come with a cabin. This one comes with land. This is one of the most unique opportunities currently available. Situated on three combined parcels this property offers something buyers rarely find anymore: SPACE to expand, SPACE to build, SPACE to store toys, and SPACE to create long-term equity. Located minutes from Bear Mountain and the golf course — and walking distance from Big Bear Alpine Zoo, hiking trails, and the coffee shops and restaurants of Moonridge Village. It's exactly why this neighborhood keeps drawing vacation buyers and STR investors alike. Inside you'll find 3 bedrooms, 2 bathrooms, an open living area with fireplace, and a versatile BONUS room that can serve as additional sleeping space, a game room, office, or second living area. Whether you're looking for a mountain getaway, full-time residence, or investment opportunity, the combination of location, usable land, and future potential is difficult to duplicate at this price point. Recently reduced. Seller is motivated.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Deanne Estrada · West Capital Real Estate

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,872

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,490 · Loan: $445,410

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,871
Property tax (1.25%)
$516
Homeowners insurance
$300
Mortgage insurance
$186
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $17,322 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92315 (Big Bear Lake)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92315 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.