42692 Moonridge Road
Big Bear Lake, CA, 92315
$639,000
MLS: IG26084335
Beds
4
Baths
2
Sq Ft
2,128
Lot
0.06 ac
Year Built
1980
MLS #
IG26084335
Days on Market
1
Listed
Apr 19, 2026
Description
Welcome to 42692 Moonridge Road—a rare two-unit residential property in the heart of Big Bear Lake offering flexibility, income potential, and modern comfort. This beautifully remodeled duplex features two separate units, each offering 2 bedrooms and 1 bathroom, making it ideal for full-time living, multi-generational use, or rental income. Both units have been thoughtfully updated with remodeled kitchens and bathrooms, modern cabinetry, stylish finishes, updated appliances, and convenient laundry hookups. Fresh interior paint and abundant natural light create bright, inviting living spaces that are truly move-in ready. Whether you're looking to live in one unit and rent the other, lease both for dual income, or accommodate extended living arrangements, this property delivers versatility with a strong residential focus. The C-3 zoning adds an additional layer of opportunity for those seeking future flexibility. Located in the highly desirable Lower Moonridge Corridor, you're just minutes from Bear Mountain, the golf course, Big Bear Alpine Zoo, shopping, dining, and year-round outdoor recreation. The nearby resort shuttle and trolley stop provide easy access throughout town, enhancing both convenience and rental appeal. Turn-key and full of potential, this two-unit property is a standout opportunity in one of Big Bear’s most sought-after neighborhoods.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Melissa Grote · RE/MAX BIG BEAR
Payment estimate
$4,739
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
- Principal & Interest
- $3,534
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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