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ActiveSingleFamilyResidence

42697 Cougar

Big Bear Lake, CA, 92315

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$469,000

Original list price: $479,000

MLS: IG26082595

Beds

2

Baths

1

Sq Ft

912

Lot

0.17 ac

Year Built

1965

MLS #

IG26082595

Days on Market

111

Listed

Apr 16, 2026

Description

Welcome to your ideal Big Bear cabin retreat—where mountain charm, modern convenience, and unbeatable location come together. This inviting 2-bedroom, 1-bath home sits on a spacious 7,620 sq ft lot and offers that classic cabin feel buyers are looking for, complete with a cozy brick fireplace—perfect for snowy evenings and year-round ambiance. Step outside to a fully fenced, flat backyard designed for both relaxation and play. There’s plenty of room for pets, kids, and entertaining, plus an additional storage shed for all your mountain gear. The property also features ample parking for multiple vehicles—an absolute must for hosting guests or accommodating short-term rental stays with ease. Thoughtful upgrades include an updated electrical panel and an electric vehicle charger, blending rustic charm with modern-day functionality. Ideally located within walking distance to the Big Bear Alpine Zoo, Rathbun Creek Trail, shuttle parking for the ski slopes, and the lively Moonridge Corridor filled with shops and restaurants—this home puts you right in the center of everything Big Bear has to offer. Currently set up as a successful short-term rental, this property presents a fantastic opportunity as a primary residence, weekend escape, or income-producing investment.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: SARAH BENSON · RE/MAX BIG BEAR

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,677

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,900 · Loan: $422,100

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,713
Property tax (1.25%)
$489
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $16,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92315 (Big Bear Lake)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92315 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.