Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

42948 Moonridge Road

Big Bear, CA, 92315

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$674,900

MLS: 219143015PS

Beds

3

Baths

2

Sq Ft

1,522

Lot

0.18 ac

Year Built

1955

MLS #

219143015PS

Days on Market

47

Listed

Feb 10, 2026

Description

This meticulously maintained Moonridge property is a must-see, with great views of Bear Mountain & the golf course! Across the street from 5th hole & set back off street for privacy, and plenty of parking. The yard boasts multiple levels of decking to enjoy the views & weather, plus a horseshoe pit & plenty of room for guests. Inside, knotty pine T&G walls, ceilings, accents, & native rock fireplace w/efficient wood-burning insert to keep you warm and cozy on those chilly evenings. Upgrades like slab counter w/gas cooktop in the kitchen, stone counters in baths, mosaic tile in downstairs shower, MoenFlo water flow control system, whole house generator, solar powered outdoor lights, & low maintenance Trex decking make this cabin extra special. This home shows pride of ownership. This cabin comes fully furnished and has a lot of storage, including 2 finished rooms in the buildup, mudroom cabinets & covered firewood area. Just a short distance to Bear Mountain Ski Area, the Big Bear Alpine Zoo, and the new Moonridge Corridor. Centrally located, just minutes to the lake, Village, and all that this beautiful valley has to offer.

Location

Big Bear, San Bernardino County, CA 92315

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Listed by: Vicki Cummings · Keller Williams Big Bear Lake Arrowhead

Payment estimate

$4,988

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $67,490 · Loan: $607,410

%
Principal & Interest
$3,732
Property tax (1.25%)
$703
Homeowners insurance
$300
Mortgage insurance
$253
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $23,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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