43005 Monterey
Big Bear Lake, CA, 92315
$699,900
MLS: OC26067076
Beds
3
Baths
2
Sq Ft
1,574
Lot
0.12 ac
Year Built
1984
MLS #
OC26067076
Days on Market
1
Listed
Mar 30, 2026
Description
Nestled in the highly sought-after Moonridge neighborhood of Big Bear Lake, this beautifully remodeled mountain cabin offers the perfect blend of luxury, comfort & income potential. Featuring 3 BR's & 2 BTH's, this turnkey property has been thoughtfully upgraded w/over $100K in improvements over the past 2 years. A stunning custom double-door entry w/iron detailing welcomes you into a warm & inviting interior. The open-concept living space has a vaulted, peaked ceiling & a cozy living room anchored by a gorgeous raised hearth fireplace w/a gas starter—perfect for snowy mountain nights. A wet bar adds a fun & functional touch for entertaining. The chef’s kitchen is truly exceptional, complete w/high-end appliances including a 48” Wolf range w/gas burners, griddle, & dual ovens, a Cove dishwasher, smart fridge, farmhouse sink w/upgraded faucet, stainless steel backsplash & hood & beautiful cabinetry w/glass doors. Granite countertops complete the space. Enjoy seamless indoor-outdoor living w/access to a wraparound deck off the dining area, ideal for relaxing or entertaining. A separate sitting/game room off the bedrooms offers additional living space & opens to a covered lower deck. Both bathrooms are tastefully upgraded. The primary bath features a walk-in shower w/custom ledger stone, slate finishes, and a built-in bench, while the second bath includes a custom walk-in shower w/designer doors & a smart toilet. Additional upgrades include a fully updated electrical panel, brand-new heater & furnace, new plumbing in the laundry room, new window coverings, fresh exterior paint, tall baseboards & moldings & unique custom chandeliers & lighting throughout. The home is also equipped w/a full Nest system, 4 exterior security cameras, a Tesla charger, & ample parking for four vehicles. This property also includes the convenience of a free local P.O. Box for mail service. Offered fully furnished, this home is truly turnkey—just bring your personal items & start enjoying immediately. For investors, this property is a proven short-term rental w/two years of successful operation, top ratings across major platforms & a strong base of returning guests. It qualifies for 100% bonus depreciation, making it an exceptional income-producing opportunity. Whether you’re seeking a private mountain retreat or a high-performing vacation rental, this one-of-a-kind Moonridge cabin delivers on every level. Art work in the pictures have been switched out. Don't miss this one!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Uma Perricone · RE/MAX Select One
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910
- Principal & Interest
- $3,870
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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