40138 Hillcrest Drive
Big Bear, CA, 92315
$650,000
MLS: 219144864DA
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.19 ac
Year Built
1984
MLS #
219144864DA
Days on Market
1
Listed
Mar 16, 2026
Description
Escape to the pines! This 3-bedroom, 2-bath mountain retreat perfectly balances rustic character with modern updates. Located just a stone's throw from The Village, Big Bear Lake, and National Forest trailheads, the location is unbeatable for year-round adventure. The interior features an open-concept living space anchored by a classic stone fireplace and an updated kitchen with sleek countertops and bar seating. The real showstopper is the expansive, fenced backyard--a quite oasis featuring a multi-level deck, string lighting, a fire pit, and a horseshoe pit. The converted garage serves as a massive game room with a bar, pool table, and foosball, offering the ultimate entertainment space. Complete with a three-car driveway (RV/Boat parking included!) and a charming front porch swing, this cabin isthe quintessential Big Bear getaway.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Israel Barden · Re/Max Area Experts
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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