43028 45th Street W
Lancaster, CA, 93536
$649,999
MLS: SR26086218
Beds
4
Baths
2
Sq Ft
2,150
Lot
0.53 ac
Year Built
1957
MLS #
SR26086218
Days on Market
1
Listed
Apr 21, 2026
Description
Opportunity knocks on this versatile Lancaster property featuring a fully updated 4-bedroom, 2-bathroom main house plus a separate 1-bedroom, 1-bathroom ADU -- ideal for multi-generational living, rental income, or a live-in investment strategy. Situated on a generous lot with a long, rectangular footprint offering endless potential for expansion, storage, or recreational use. The main home welcomes you with an open-concept living and dining area showcasing a striking painted brick fireplace, luxury vinyl plank flooring, and arched architectural details that add character throughout. The kitchen impresses with granite countertops, dark cabinetry, and a layout that flows seamlessly into the living space. Both bathrooms have been tastefully updated with marble-look tile surround and modern fixtures. Outside, enjoy a large covered patio and a sprawling lot with room for RVs, toys, and more. The ADU features its own updated kitchen with gray shaker cabinets, stainless steel appliances, and a private entrance, fully self-contained and move-in ready. Whether you're an investor, a growing family, or a savvy buyer looking to offset your mortgage, this property delivers. Two homes. One lot. Endless possibilities.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Broker
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $584,999
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93536 (Lancaster) within ±10% of this home's price and size.
Pending46 DOM$585,000
43648 Colony Drive
Lancaster, 93536
$585,000
43648 Colony Drive
Lancaster, 93536
Active44 DOM$589,000
4817 Quartz Hill Road
Quartz Hill, 93536
$589,000
5816 W Avenue K13
Lancaster, 93536
Active37 DOM$589,000
5816 W Avenue K13
Lancaster, 93536
$589,000
19620 W Avenue A
Lancaster, 93536
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.