4304 Whitney Drive
San Bernardino, CA, 92407
$699,000
MLS: CV26079449
Beds
3
Baths
3
Sq Ft
1,575
Lot
0.73 ac
Year Built
1988
MLS #
CV26079449
Days on Market
17
Listed
Apr 22, 2026
Description
Beautiful home in the North San Bernardino with close proximity to Cal State San Bernardino. Nestled in a col-de-sac for maximum privacy. 3 bedroom 2 and 1/2 bathroom. Property comes with a beautiful modern upgraded kitchen that includes quartz countertops, stainless steel appliances, and tile floors. There were many upgrades done to the home 7 years ago including upgraded windows, roof, interior and exterior painting, patio deck, balcony, etc. Carpet flooring in all bedrooms, mirror closet doors in the master, and sliding door to the balcony for those spectacular mountain views and relaxing mornings or nights. This property also includes RV parking and has one of the largest lot in the area, lot size is 32,000 sqft. That's not all, this home has artificial grass in the front and back. Solar panels are PAID OFF and security system is available. It is a must see!!!!!!!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Margarita Junak · RE/MAX TIME REALTY
Payment estimate
$5,271
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,980
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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