431 N Workman Street
San Fernando, CA, 91340
$780,000
Original list price: $850,000
MLS: CV25134627
Beds
3
Baths
2
Sq Ft
1,474
Lot
0.13 ac
Year Built
1927
MLS #
CV25134627
Days on Market
393
Listed
Jul 14, 2025
Description
Unlock a prime opportunity in San Fernando! This versatile property offers a strategic location with excellent visibility and access, making it ideal for savvy investors or owner-users seeking a residential income opportunity. This house features a spacious 3 bedrooms and 3 bathrooms, an oversized loft on the 2nd level. Plus an attached back house with 2 bedrooms, 2 bathrooms, a full kitchen, and a living room. Ideal for rental income, guests, or multi-generational living. Benefit from San Fernando's thriving economy, superb connectivity to major routes, and supportive community. Located near the 3 major Fwy’s 5, 210, and 118.
Location
San Fernando, Los Angeles County, CA 91340
Open on Google Maps ↗Listed by: Wanda Torres · eXp Realty of Southern California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,930
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,000 · Loan: $702,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,525
- Property tax (1.25%)
- $813
- Homeowners insurance
- $300
- Mortgage insurance
- $293
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Fernando home with as little as 3.5% down using an FHA loan — roughly $27,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Fernando, CA 91340 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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