43132 Moonridge Road
Big Bear Lake, CA, 92315
$475,000
MLS: IG25075404
Beds
2
Baths
2
Sq Ft
981
Lot
0.21 ac
Year Built
1950
MLS #
IG25075404
Days on Market
379
Listed
Apr 7, 2025
Description
Nestled among the trees in Moonridge, this charming cabin is just minutes away from all that Big Bear has to offer—skiing, snowboarding, boating on the lake, visiting the zoo, golfing, hiking, dining, and shopping in the Village. This is the "Classic Cabin" you've been dreaming of. Featuring 2 bedrooms, 2 full bathrooms, an original Big Bear rock fireplace, custom wood flooring and cabinetry, and a modernized kitchen with granite countertops and updated appliances. The open-concept living and dining areas flow seamlessly into the kitchen, creating a spacious and inviting atmosphere. Step outside to a private back deck with a new privacy fence and Jacuzzi, all installed in 2022. The driveway and A.C. are also newER. Plus, the home can come fully furnished—just pack your bags and head to your perfect getaway in Big Bear!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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