40166 Esterly
Big Bear Lake, CA, 92315
$449,000
MLS: HD26078022
Beds
2
Baths
2
Sq Ft
1,000
Lot
0.06 ac
Year Built
2026
MLS #
HD26078022
Days on Market
6
Listed
Apr 11, 2026
Description
Experience elevated mountain living in this brand-new construction retreat in the heart of Big Bear. Thoughtfully designed with clean architectural lines and warm natural elements, this 1,000 sq ft home offers 2 bedrooms and 2 full bathrooms, blending modern sophistication with cozy mountain charm. The inviting open-concept living space is anchored by a beautiful fireplace, creating the perfect ambiance for relaxing evenings or entertaining guests. The designer kitchen is a true standout, featuring sleek flat-panel cabinetry, striking quartz countertops, and contemporary finishes that deliver both style and functionality. Every detail has been carefully curated to provide a refined, turnkey experience, making this home ideal as a luxurious second retreat or a high-demand short-term rental investment (buyer to verify). Ideally located within walking distance to the village, you’ll enjoy effortless access to boutique shopping, dining, and year-round recreation. With new construction opportunities in Big Bear being exceptionally limited, this property presents a rare chance to own a modern mountain retreat in one of Southern California’s most sought-after destinations.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Trish Watkins · Realty ONE Group Empire
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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