432 Vista
Ridgecrest, CA, 93555
$320,000
MLS: SW26152068
Beds
3
Baths
2
Sq Ft
1,549
Lot
0.32 ac
Year Built
1996
MLS #
SW26152068
Days on Market
15
Listed
Jul 12, 2026
Description
Unique opportunity! This 3-bedroom, 2-bath home sits on a spacious double lot featuring an in-ground pool, RV parking, and excellent ADU potential. The finished oversized garage offers abundant built-in storage and includes a pool table, making it ideal for a workshop, game room, or hobby space. The home offers great bones and endless possibilities for an owner-occupant, investor, or builder. Being sold AS-IS and priced accordingly, with an opportunity to add your own personal touches.
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Carla Ciscel-Shumway · Realty Executives Temecula
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,539
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $288,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,853
- Property tax (1%)
- $267
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ridgecrest, CA 93555 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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