4325 Bannister
El Monte, CA, 91732
$680,000
MLS: OC26075833
Beds
2
Baths
1
Sq Ft
870
Lot
0.22 ac
Year Built
1937
MLS #
OC26075833
Days on Market
13
Listed
Apr 9, 2026
Description
Situated on a generous lot, this 2-bedroom, 1-bath home offers a great opportunity for both owner-users and investors. The interior has been refreshed with new flooring throughout, creating a clean and updated feel from the moment you walk in. The kitchen and bathroom have been previously updated, and the layout provides functional living with comfortable spaces. The outdoor area features ample parking and a variety of mature fruit trees, adding character and usability to the lot. With its size and configuration, the property presents potential for expansion, ADU development, or future improvements (buyer to verify with the city). Property is being sold AS-IS, with no repairs or credits. Must be purchased together with 4323 Bannister Ave, El Monte, CA 91732.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Clayton Tom · Act Realty Group
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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