4323 Bannister
El Monte, CA, 91732
$705,000
MLS: OC26075816
Beds
2
Baths
1
Sq Ft
854
Lot
0.23 ac
Year Built
1957
MLS #
OC26075816
Days on Market
13
Listed
Apr 9, 2026
Description
Set on an oversized lot, this 2-bedroom, 1-bath home offers a combination of modern updates and functional space. The interior has been extensively remodeled with updated finishes throughout, creating a move-in ready environment with a comfortable layout. The property features a spacious laundry area, a detached three-car garage, and full RV parking with hookups—providing flexibility for storage, work, or additional use. The expansive yard includes a variety of mature fruit trees such as oranges, limes, pomegranates, mangoes, and avocados, adding both character and utility. With its lot size and improvements, the property presents potential for expansion or ADU development (buyer to verify with the city). Sold AS-IS with no seller repairs or credits. Must be purchased together with 4325 Bannister Ave, El Monte, CA 91732.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Clayton Tom · Act Realty Group
Payment estimate
$5,197
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,500 · Loan: $634,500
- Principal & Interest
- $3,898
- Property tax (1.25%)
- $734
- Homeowners insurance
- $300
- Mortgage insurance
- $264
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $24,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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