43428 Primrose
Big Bear Lake, CA, 92315
$595,000
MLS: DW25277288
Beds
2
Baths
1
Sq Ft
880
Lot
0.17 ac
Year Built
1964
MLS #
DW25277288
Days on Market
97
Listed
Dec 26, 2025
Description
JUST REDUCED! Welcome to this turnkey, fully furnished mountain cabin located in the highly desirable Moonridge neighborhood of Big Bear Lake, just minutes from Bear Mountain Ski Resort and Big Bear Alpine Zoo. Surrounded by mature pine trees, this property offers a perfect blend of privacy, scenic forest views, and convenient access to year-round recreation including skiing, hiking, biking, golf, and local shops and restaurants. The home features an open-concept living area with a cozy fireplace, creating a warm and inviting space ideal for relaxing or entertaining. Enjoy outdoor living with two spacious decks, a private spa/jacuzzi, and a dedicated barbecue area, perfect for taking in the peaceful mountain setting. Additional highlights include owned solar panels, a 220-volt electric vehicle charger, and an approximately 150 sq ft bonus basement ideal for storage, game room, or flexible use. Previously operated as a successful short-term rental, this property is well-suited as a vacation home, investment opportunity, or personal retreat. Property is being sold furnished for a true turnkey experience. Potential ~5% assumable loan available, subject to lender approval and buyer qualification.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Anna Escareno · Anna Escareno, Broker
Payment estimate
$4,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500
- Principal & Interest
- $3,290
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Big Bear Lake property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
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