Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

43399 Shasta

Big Bear Lake, CA, 92315

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$595,000

MLS: IG26069069

Beds

3

Baths

2

Sq Ft

988

Lot

0.28 ac

Year Built

1964

MLS #

IG26069069

Days on Market

2

Listed

Mar 31, 2026

Description

Tucked among the trees in highly sought-after Moonridge location, this beautifully updated mountain retreat offers a peaceful, private setting on an expansive 12,000 sq ft lot with room to expand. A wall of windows fills the home with natural light and brings in the surrounding forest, while the interior showcases beamed ceilings, knotty pine accents, updated flooring, and a striking stacked-stone wood-burning fireplace. The kitchen features granite countertops and stainless steel appliances, and both bathrooms have been tastefully updated. The functional layout includes a bedroom and full bath on the main level, with two spacious bedrooms upstairs connected by a dual-entry half bath. Washer and dryer have also been recently added. Extensive exterior upgrades include a fully refinished exterior, new railings, and multiple decks, along with a completely transformed backyard featuring a new concrete patio, gazebo, and dedicated hot tub area perfect for enjoying the serene mountain setting just minutes from local amenities. Ideally located near Bear Mountain, the zoo, and the new Moonridge Corridor. This is the ideal mountain retreat!

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Ali Grant-Shoemaker · RE/MAX BIG BEAR

Payment estimate

$4,433

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500

%
Principal & Interest
$3,290
Property tax (1.25%)
$620
Homeowners insurance
$300
Mortgage insurance
$223
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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