43625 Ponderosa Street
Lancaster, CA, 93535
$355,000
MLS: 25007844
Beds
3
Baths
2
Sq Ft
960
Lot
0.11 ac
Year Built
1983
MLS #
25007844
Days on Market
202
Listed
Oct 8, 2025
Description
This is a great property for a first-time buyer, located close to freeway 14 and shopping store, this home with 3 bed and 2 bath, spacious living and dining area with laminate flooring, central air with nest thermostat, descent size yard for a family reunion. This home has been fully re-piped couple years ago, laundry area in the garage and much more to offer, came and see this great property.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Walter De La Torre · W&D Real Estate Investments
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
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