ActiveSingle Family Residence

43625 Ponderosa Street

Lancaster, CA, 93535

1 / 11View all 11 photos

$355,000

MLS: 25007844

Beds

3

Baths

2

Sq Ft

960

Lot

0.11 ac

Year Built

1983

MLS #

25007844

Days on Market

202

Listed

Oct 8, 2025

Description

This is a great property for a first-time buyer, located close to freeway 14 and shopping store, this home with 3 bed and 2 bath, spacious living and dining area with laminate flooring, central air with nest thermostat, descent size yard for a family reunion. This home has been fully re-piped couple years ago, laundry area in the garage and much more to offer, came and see this great property.

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Walter De La Torre · W&D Real Estate Investments

Payment estimate

$2,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500

%
Principal & Interest
$1,963
Property tax (1.25%)
$370
Homeowners insurance
$300
Mortgage insurance
$133
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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