438 S Garfield Avenue E
Monterey Park, CA, 91754
$878,888
MLS: AR26140740
Beds
4
Baths
3
Sq Ft
1,851
Lot
0.81 ac
Year Built
1997
MLS #
AR26140740
Days on Market
36
Listed
Jun 28, 2026
Description
Renovated townhome in a gated Monterey Park community, walking distance to Barnes Park and minutes from Garvey Ave's shops and restaurants, with Mark Keppel High School just a mile away. The split-level living/dining room features soaring ceilings and a glass-and-black staircase, new recessed lighting, an updated kitchen, and newly renovated bathrooms with quartz countertops, marble-look tile, and a frameless glass shower. A bedroom, full bath, and kitchen on the same floor offer flexible living, with elegant glass finishes throughout. A rare find in a prime location!
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Calvin Chen · Real Brokerage Technologies, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,878
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $87,889 · Loan: $790,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,083
- Property tax (1.25%)
- $916
- Homeowners insurance
- $300
- Mortgage insurance
- $330
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $30,761 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Monterey Park, CA 91754 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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