44054 W Fern Avenue
Lancaster, CA, 93534
$518,900
MLS: SR25246101
Beds
3
Baths
1
Sq Ft
1,102
Lot
0.14 ac
Year Built
1952
MLS #
SR25246101
Days on Market
9
Listed
Oct 23, 2025
Description
This beautifully updated single-family home, complete with a 1-bedroom, 1-bathroom guest house, offers the perfect blend of classic charm and modern convenience. Boasting three spacious bedrooms and a well-appointed bathroom, the home provides a comfortable layout ideal for families or those seeking extra space. Inside, natural light flows through the living areas, highlighting the fresh paint, stylish new flooring, and thoughtfully designed finishes throughout. The kitchen has been tastefully modernized, featuring contemporary cabinetry and ample counter space, making it a functional and inviting hub for cooking and entertaining. Outside, the generous lot provides plenty of space for outdoor activities, gardening, or potential expansion, while the backyard offers a private retreat for relaxation or gatherings. Nestled in a quiet, friendly neighborhood, the residence combines mid-century character with modern updates, creating a welcoming and move-in-ready home that balances comfort, style, and practicality.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Broker
Payment estimate
$3,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,890 · Loan: $467,010
- Principal & Interest
- $2,869
- Property tax (1.25%)
- $541
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,162 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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