Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

44131 Sunmist Court

Lancaster, CA, 93535

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$540,000

MLS: SR26083283

Beds

6

Baths

3

Sq Ft

2,491

Lot

0.16 ac

Year Built

1998

MLS #

SR26083283

Days on Market

1

Listed

Apr 17, 2026

Description

Located on a quiet cul-de-sac, this desirable Lancaster two-story offers space, versatility, and a layout designed to fit a variety of living needs. Recent improvements create a fresh and inviting feel throughout. The open floor plan features a living space and dining area and a well-appointed kitchen with wood-type flooring, granite counters, stainless steel appliances, and generous prep space. The home has been thoughtfully reconfigured to maximize function, including TWO main level bedrooms. One bedroom with fireplace could serve as a private primary-style retreat on main floor. Upstairs, there are FOUR additional bedrooms with the former primary suite divided into two separate areas, creating flexible bonus space for sleeping, working, studying, gaming, or storage. Whole house water filtration system! Outside, enjoy a covered patio, mature landscaping, ample room for entertaining, and the added convenience of a 3-car garage. With no HOA or Mello Roos, you'll enjoy this home for years to come. Welcome home!

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Christie Locke · NextHome Real Estate Rockstars

Payment estimate

$4,051

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000

%
Principal & Interest
$2,986
Property tax (1.25%)
$563
Homeowners insurance
$300
Mortgage insurance
$203
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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