44133 W 28th Street
Lancaster, CA, 93536
$538,500
MLS: 26000786
Beds
3
Baths
2
Sq Ft
2,467
Lot
0.22 ac
Year Built
1973
MLS #
26000786
Days on Market
68
Listed
Feb 18, 2026
Description
**NEW ROOF** Multi-Generational Home in College Terrace - Spacious & Versatile! Nestled in the desirable College Terrace neighborhood, this beautifully maintained Deeter home offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for an office, in-law quarters, or guest suite. The bonus space includes a second kitchen, providing added flexibility for multi-generational living or extended stays. Thoughtfully upgraded throughout, this home features two HVAC units for zoned climate control, two cozy fireplaces one in the sunken living room and another in the family room plus slide-a-shelves in most cabinets for optimal storage. A skylight brings in natural light, illuminating the living room. Outside, enjoy a well-manicured yard with mature grass and trees, a front & rear sprinkler system on timers, and RV access for added convenience. The property includes one attached storage room and two detached sheds, ensuring ample space for tools, hobbies, or seasonal items. Additional upgrades include a new electrical panel (upgraded in 2024), an ADT-ready security system with included cameras, and a 6-person above-ground spa within the enclosed patio for year-round relaxation. The garage is well-equipped with two 120V circuits with GFCI outlets, making it perfect for a workshop or EV charging setup. This unique home blends comfort, convenience, and flexibility don't miss this rare opportunity in College Terrace! Schedule your showing today!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Eleanor Stamsek · HomeBased Realty
Payment estimate
$4,041
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,850 · Loan: $484,650
- Principal & Interest
- $2,978
- Property tax (1.25%)
- $561
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,848 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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