Under ContractSingleFamilyResidence

4428 W 234th Street

Torrance, CA, 90505

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$1,589,000

MLS: SB26114459

Beds

4

Baths

2

Sq Ft

1,672

Lot

0.14 ac

Year Built

1960

MLS #

SB26114459

Days on Market

8

Listed

May 27, 2026

Description

Maximize your most valuable asset—time—by choosing a home that puts everything within easy reach. This updated, one-level South Torrance gem is ideally located just blocks from Seaside Elementary, Calle Mayor Middle School, and South High School, providing a convenient gateway to the sought-after South Bay lifestyle. The neighborhood itself is known for its serene, tree-lined streets and exceptional walkability. The eye-catching curb appeal starts just beyond the picket fence with a grassy front yard and a classic Dutch door—perfect for inviting in those afternoon breezes and light. Inside, the layout is designed for modern living, centered around a spacious great room, made for gathering with family and friends. Entertain easily with the well-equipped kitchen, featuring stainless steel appliances, abundant counter and storage space, and a large island with a breakfast bar. The family room provides a cozy space with a wood burning fireplace and built-in shelves and cabinets to keep life's odds and ends neatly tucked away. Extend your gatherings outdoors as the living and dining rooms flow into a private backyard, a true extension of your living space. This area is ready for relaxation with a patio, trellis, and low-maintenance turf, providing a perfect, private play area for the kids with the added benefit of no immediate rear neighbors. Back inside the primary bedroom offers a walk-in closet and a private bathroom with a shower. Two additional bedrooms and a remodeled hall bathroom complete this side of the house, while a versatile fourth bedroom is perfect as a home office, guest quarters, or space for a growing family. Whether you are looking for proximity to great schools or want to be centrally located for shopping, Torrance’s amazing parks (ever play a round at Sea-Aire Golf Course?), or the beach, this property truly covers all of your needs.

Location

Torrance, Los Angeles County, CA 90505

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Listed by: Kyle Daniels · Strand Hill Properties

Payment estimate

$11,609

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $158,900 · Loan: $1,430,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$9,058
Property tax (1.25%)
$1,655
Homeowners insurance
$300
Mortgage insurance
$596
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $55,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Torrance, CA 90505 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.