4070 Bluff Street
Torrance, CA, 90505
$1,465,000
MLS: SB26062376
Beds
4
Baths
2
Sq Ft
1,570
Lot
0.17 ac
Year Built
1956
MLS #
SB26062376
Days on Market
4
Listed
Apr 8, 2026
Description
Tucked away on a quiet cul-de-sac in the desirable Walteria neighborhood of Torrance, this well-maintained 4-bedroom, 2-bath home offers approximately 1,570 square feet of comfortable, easy living. The layout feels open and welcoming, with spacious bedrooms and bright living areas that are great for both everyday life and hosting friends and family. Scenic views of Torrance and Redondo Beach add a peaceful touch to the home’s private setting. The home also features air conditioning for year-round comfort and a two-car garage with plenty of storage. Located in a highly regarded school district and close to Walteria’s local shops, dining, and parks, this is a great opportunity to enjoy one of Torrance’s most loved neighborhoods.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Jamie Baye · Real Broker
Payment estimate
$10,477
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $146,500 · Loan: $1,318,500
- Principal & Interest
- $8,101
- Property tax (1.25%)
- $1,526
- Homeowners insurance
- $300
- Mortgage insurance
- $549
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $51,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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