44345 Shad Street
Lancaster, CA, 93536
$584,900
MLS: SR26059710
Beds
4
Baths
3
Sq Ft
2,520
Lot
0.16 ac
Year Built
1991
MLS #
SR26059710
Days on Market
5
Listed
Mar 19, 2026
Description
This semi-custom West Lancaster floor plan offers over 2,500 square feet of living space, ideally located near schools, shopping, restaurants, and freeway access. Built in 1991, this four-bedroom, three-bathroom home features a formal entryway, upgraded tile and laminate flooring, and a functional downstairs bedroom and bathroom. The large kitchen includes custom cabinetry, granite countertops, and ample storage. Upstairs, the spacious bedrooms feature mirrored closets, while the primary suite offers dual closets and an ensuite with a dual vanity, walk-in shower, and soaking tub. Additional features include an indoor laundry room, dual-zone air conditioning, a three-car garage, and RV access. The 7,000-square-foot lot includes a low-maintenance front yard and a backyard oasis with a custom pool, spa, rock waterfall, and a large covered patio. Seller will consider all offers, including those requesting concessions.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Douglas Terrell · Berkshire Hathaway HomeServices Troth, Realtors
Payment estimate
$4,363
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,490 · Loan: $526,410
- Principal & Interest
- $3,234
- Property tax (1.25%)
- $609
- Homeowners insurance
- $300
- Mortgage insurance
- $219
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $20,472 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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