44421 Lowtree Avenue
Lancaster, CA, 93534
$428,000
MLS: 26004437
Beds
3
Baths
2
Sq Ft
1,464
Lot
0.16 ac
Year Built
1955
MLS #
26004437
Days on Market
26
Listed
Jul 14, 2026
Description
Don't miss this exceptional opportunity to own a beautifully improved home that combines pride of ownership, value, and affordability. Featuring a new roof, all new plumbing and drainage, new HVAC system, a new garage door, and more. This property offers the peace of mind that comes with major upgrades already completed and the appliances are included. The upgraded kitchen offers a stylish and practical space with quartz countertops, tile backsplash, gorgeous flooring, stainless steel appliances, and modern finishes. Natural light fills the home, the spacious living room is highlighted by a large picture window that frames the beautiful backyard, overlooking the established herb garden. There is a warm and welcoming brick fireplace, stunning wood floors, and large dining area. The spacious rear yard offers gorgeous landscape surrounded by block walls with a large, covered patio and built in barbeque. The herb garden offers rosemary, oregano, sage, thyme, chives, parsley, and there is a boysenberry vine. Conveniently located near shopping, dining, schools, parks, and commuter routes, this Lancaster gem offers the perfect blend of updated amenities and everyday convenience. Qualifying veterans may have the opportunity to assume the existing low-interest loan--an advantage that is becoming increasingly difficult to find in today's market. The rate of the assumable loan is just 3.25%. Do not miss this amazing home at a great price!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26123953
Listed by: Jennifer Anderson · The Real Estate Place
Payment estimate
$3,354
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,800 · Loan: $385,200
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,447
- Property tax (1.25%)
- $446
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,980 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Lancaster property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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