4444 Merle Street
Montclair, CA, 91763
$777,998
MLS: OC26099357
Beds
3
Baths
3
Sq Ft
1,947
Lot
0.11 ac
Year Built
1992
MLS #
OC26099357
Days on Market
23
Listed
May 20, 2026
Description
Spacious and beautifully updated home offering nearly 2,000 sqft of living space in a desirable Montclair neighborhood. Featuring 3 bedrooms, 3 bathrooms, and a versatile loft — perfect for a home office, guest space, or additional living area. The interior is move-in ready with modern updates throughout . Priced aggressively for today’s market — this is one of the best values currently available in Montclair. Don’t wait — homes with this space and price point don’t last.
Location
Montclair, San Bernardino County, CA 91763
Open on Google Maps ↗Listed by: Mike Nguyen · Stop Realty
Payment estimate
$5,837
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,800 · Loan: $700,198
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,435
- Property tax (1.25%)
- $810
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montclair home with as little as 3.5% down using an FHA loan — roughly $27,230 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montclair, CA 91763 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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