445 Millard Street
Moorpark, CA, 93021
$645,000
MLS: 225004514
Beds
3
Baths
2
Sq Ft
1,068
Lot
0.14 ac
Year Built
1959
MLS #
225004514
Days on Market
173
Listed
Sep 4, 2025
Description
This is your chance to upgrade and remodel a home located in central Moorpark, close to a variety of shopping areas with great freeway access. Upgrades include a newer electric panel, a tankless water heater, upgraded AC, and dual pane windows. Tile flooring in the the living room and kitchen. The home boasts a large backyard, perfect for adding an ADU.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Bob Cottle · HomeSmart Evergreen Realty
Payment estimate
$4,780
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,500 · Loan: $580,500
- Principal & Interest
- $3,567
- Property tax (1.25%)
- $672
- Homeowners insurance
- $300
- Mortgage insurance
- $242
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Moorpark, CA 93021 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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