4038 Napoli Place
Moorpark, CA, 93021
$629,000
MLS: 226001760
Beds
2
Baths
2
Sq Ft
1,042
Lot
0.02 ac
Year Built
1996
MLS #
226001760
Days on Market
1
Listed
Apr 16, 2026
Description
Welcome to this beautifully remodeled 2-bedroom, 2-bathroom home located in the highly desirable Villagio Townhomes. This home features a private entry leading upstairs to a bright and airy living space, all thoughtfully situated on one level.The beautifully updated kitchen is the heart of the home, featuring stunning quartz countertops, crisp white cabinetry, and ample counter space--perfect for cooking, entertaining, and everyday living. It opens seamlessly to the dining and living areas, creating a comfortable and cohesive feel. Beautiful laminate wood-look flooring flows throughout, adding style and continuity. The cozy living room features a fireplace and opens to an outdoor patio--perfect for enjoying your morning coffee or relaxing at the end of the day.The spacious primary suite offers a walk-in closet and an en-suite bath, while the secondary bedroom--ideal as a guest room or home office--is conveniently located across the hall from the second full bathroom.Enjoy the ease of direct access to a 2-car garage. The Villagio community features a pool, spa, and clubhouse, all just moments from nearby parks, tennis courts, shopping, and dining.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Hare and Associates · eXp Realty of Greater Los Angeles Inc.
Payment estimate
$4,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
- Principal & Interest
- $3,478
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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