44503 Fern Avenue
Lancaster, CA, 93534
$499,990
MLS: SR26128735
Beds
4
Baths
3
Sq Ft
1,883
Lot
0.22 ac
Year Built
1950
MLS #
SR26128735
Days on Market
0
Listed
Jun 12, 2026
Description
Beautiful move-in-ready property with brand new interior paint and brand new flooring throughout the entire house, plus a major standout feature: a full ADU with its own separate living space, bedroom, kitchen, laundry area, and bathroom. The ADU also has a private entrance and its own central heat and air, making it a great setup for extended family, guests, or potential rental income. The ADU has been updated with brand new interior paint, brand new flooring, and a brand new kitchen featuring new cabinets, new quartz countertops, new appliances, a new stainless steel sink, and a clean modern look throughout. The main house kitchen has also been updated with newer kitchen cabinets, newer countertops, a stainless steel sink, and brand new appliances, giving the home a fresh and functional feel. The entire property has brand new flooring throughout, creating a consistent updated look from room to room. Each bathroom has been updated with newer tile, newer vanities, and has been completely redone. The main house also features a laundry area, two living spaces including a living room and a family room, coffered ceilings with custom beams, a long driveway, and extra parking toward the front of the property. The property also sold for $580,000 in 2024, adding helpful context for buyers looking at this opportunity. The exterior offers plenty of usable space with a large backyard surrounded by block walls, giving you privacy and room to enjoy the outdoors. The backyard is spacious and has tons of potential for entertaining, relaxing, storage, or future outdoor improvements. Excellent location close to schools, shopping, and more, making this property convenient while still giving you the extra space and flexibility that is hard to find. Come see this property in person and take a look at everything it has to offer, especially the separate ADU setup that makes this one truly stand out.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Also listed on GAVAR · MLS# 26004624
Listed by: Tanykea Ingram · Broadnax Properties, Inc.
Payment estimate
$3,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,999 · Loan: $449,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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